Make TON work for you
with up to 5.5% APY

Coinhold is an accumulative cryptocurrency wallet with a yield of up to 14% per annum. You need it to store cryptocurrency and get passive income with interest capitalization

Our fee income generates high returns for Coinhold, and our specialists implement a conservative asset management strategy - we avoid high-risk DeFi, external venues and do not invest in questionable coins

There are two ways to fund Coinhold:
- Directly from your wallet
- Through auto-transfer from mining. Funds from mining will automatically flow to Coinhold and generate income. You can choose this method of funding when opening a wallet or in the settings

Interest on Coinhold is accrued daily at 03:00 GMT+3. Interest is capitalized every 30 days

This depends on the type of wallet: Coinhold with partial withdrawal option is automatically renewed with the current yield
Coinhold without partial withdrawal option is automatically closed and the funds with all interest are returned to the EMCD wallet

Interest capitalization is when the interest earned on Coinhold is not withdrawn, but stays on it. The interest then accrues on a larger amount, so the income grows. The longer the assets stay in Coinhold, the higher the income due to capitalization.

For example, you opened a Coinhold with a yield of 12% per annum and funded it with 1000 USDT. In the first month you earned 10 USDT in interest and left it on your wallet. In the second month you will earn 1010 USDT in interest, so you will earn 10.10 USDT. After a year, you will earn about 124.62 USDT through monthly capitalization

If you withdraw part of your assets, interest will continue to accrue on the remaining amount in your wallet.

For example, if you withdraw part of your assets 5 days after depositing, you will keep the interest earned during those days. After that, interest will continue to accrue on the remaining assets in your wallet

There are no fees. Transfers between Coinhold and EMCD Wallet are free