NOWPayments vs EMCD: Which Crypto Payment Gateway Fits Your Business Best?

Compare features, fees, and integrations of NOWPayments and EMCD to find out which crypto payment gateway is better suited for your business goals.

In a world where crypto adoption is growing and stablecoin payments are going mainstream, businesses face a critical question: which platform offers the best blend of flexibility, scale, and trust? This article compares NOWPayments and EMCD to help you choose the right crypto payment partner.

Why EMCD Is More Than a Payment Tool for Businesses

EMCD offers more than just crypto payments — it’s a full-stack platform built for businesses. With a secure wallet, Coinhold accounts earning up to 14% APY, white-label APIs, and access to a top-10 mining pool, EMCD helps companies scale and earn simultaneously.

For businesses, that means:

• Accepting and storing crypto securely
• Earning passive income on idle assets
• Running custom-branded tools through white-label APIs
• Launching crypto features at scale, with full support

A real-world example: one investment app in LATAM used EMCD’s Coinhold API to offer daily-yield savings accounts to its users — under their own brand, in their own interface. Within weeks, they had activated a new revenue stream while keeping full control of the experience.

In short, EMCD is a toolbox — not just a checkout button.

Compare the Core Features: EMCD vs NOWPayments at a Glance

Both platforms offer valuable tools for businesses, but their core features serve different needs. This table helps you compare which platform is better aligned with your integration and earning goals.

What Can You Accept? Crypto & Coin Support Compared

NOWPayments offers broad coin support — over 350 cryptocurrencies, including Bitcoin, Ethereum, and major stablecoins — making it a strong choice for high-volume retail variety.

EMCD, on the other hand, supports 23+ wallet assets and 13 mineable coins, carefully selected for liquidity, reliability, and long-term business use — ideal for platforms focused on stable growth and infrastructure over sheer quantity.

Fees That Actually Matter: Comparing Pricing Models

NOWPayments charges a flat fee of 0.5% per transaction, with an additional 0.5% conversion fee when applicable — totaling up to 1% for converted transactions.

EMCD offers a more flexible pricing model — including options to lower fees to 0% when using Coinhold for long-term payments management.

Plug In or Build Out? Integration Made Easy

NOWPayments WooCommerce and Shopify plugins make setup simple for basic online stores. EMCD takes it further with flexible API access and white-label SDKs — ideal for businesses that need deeper integration and full control over their crypto tools.

Security You Can Trust: Custody and Compliance Compared

NOWPayments operates as a non-custodial gateway, meaning it never holds user funds — a plus for privacy-focused businesses. EMCD adds another layer: ISO-certified infrastructure, 2FA, and full compliance with AML/KYC for a more secure environment.

Support That Scales: Merchant-Focused and Global

NOWPayments provides ticket-based support, with generally positive reviews from small merchants. EMCD stands out with 24/7 live chat, fast response times, and a 4.9★ Trustpilot rating — making it a trusted choice for global businesses.

Which Businesses Win? Tailored Use Cases Compared

NOWPayments is ideal for e-commerce stores, charities, and platforms that need fast, lightweight crypto checkout tools. EMCD, meanwhile, serves both individuals and businesses — from solo users earning daily rewards to fintechs, miners, and Web3 apps building scalable crypto infrastructure.

Pros and Cons: Crypto Gateways and Their Trade-Offs

NOWPayments

✅ Pros

Fast integration with WooCommerce and Shopify

Supports 350+ cryptocurrencies

Mass payouts and donation tools available

❌ Cons

No passive income or mining tools

Limited customization for scaling

EMCD

✅ Pros

Full-stack crypto infrastructure

Coinhold with APY + top mining pool

APIs and SDKs for wallet and merchant integration

❌ Cons

Slightly steeper onboarding if you’re not dev-ready

No mass payout tool (yet)

Final Verdict: Which Crypto Platform Fits Your Business Best?

If you're looking for a fast, plug-and-play way to accept crypto payments, NOWPayments is a strong fit — especially for simple online stores, donations, or WooCommerce integrations.

But if your vision goes beyond checkout — if you want to build daily revenue, offer staking tools, launch a wallet under your brand, or tap into mining infrastructure — EMCD is the better long-term partner. It's not just a payment gateway. It's a foundation for crypto-powered growth.

FAQ

What are the main differences between NOWPayments and EMCD B2B?

NOWPayments focuses on fast integration, mass payouts, and wide coin support. EMCD provides deeper infrastructure, including yield tools, mining, and white-label APIs.

Which platform supports more cryptocurrencies?

NOWPayments supports 350+ cryptocurrencies. EMCD supports 23+ coins in its wallet and 13 in mining, optimized for business use.

How do the fees compare between NOWPayments and EMCD?

NOWPayments charges a fixed 0.5% per transaction, with an additional 0.5% conversion fee when applicable — totaling up to 1%. EMCD offers a flexible pricing model, including the option to reduce fees to 0% when using Coinhold for long-term rewards management.

Which service offers better customer support for merchants?

EMCD offers 24/7 live support and fast resolution times. NOWPayments relies on ticket-based support with mostly positive feedback.

Is EMCD or NOWPayments easier to integrate into an online store?

NOWPayments is easier for non-technical users via WooCommerce and Shopify plugins. EMCD is better suited for developers and teams needing full integration.

Which option is more reliable for long-term business use?

For quick setup, NOWPayments works well. For long-term scalability and infrastructure, EMCD is the more reliable choice.

Final Call: Build the Future, Not Just Checkout Buttons

NOWPayments makes it easy to get started with crypto — especially if you're looking for fast onboarding, donations, or mass payouts. But if your business is serious about scaling, earning, and building with digital assets, EMCD gives you the infrastructure to do just that.

Whether you're running a fintech product, monetizing a Web3 service, or offering passive income to your users, EMCD turns crypto from a feature into a foundation.

Still deciding? Explore EMCD for Business and see how your product can evolve from crypto payments to crypto-powered growth.