EMCD vs CoinPayments: The Best Crypto Payment Gateway for Your Business

Compare features, fees, integrations, and use cases to find out which platform — EMCD or CoinPayments — is the right fit for your business.

Choosing the right crypto payment gateway can define how smoothly your business accepts and manages digital assets. In this article, we compare EMCD and the popular CoinPayments payment gateway — two platforms built to simplify crypto transactions, but with very different features, strengths, and user priorities.

EMCD: Crypto Infrastructure for Business

EMCD is a full-stack crypto infrastructure platform that goes beyond a standard payment gateway. It combines a top-10 global Bitcoin mining pool, a secure multicurrency wallet, passive income via Coinhold, and tools for crypto payments, processing, and payroll. With a unified business dashboard, white-label APIs, and referral mechanics, EMCD offers robust infrastructure for fintech companies, Web3 platforms, and liquidity-focused businesses building in the digital asset economy. Founded in 2017, EMCD is designed for scalability and autonomy.

CoinPayments: Crypto Gateway for Merchants

CoinPayments is a widely used crypto payment gateway tailored to e-commerce merchants and small businesses. It enables direct crypto payments in hundreds of digital currencies and integrates with major commerce platforms like Shopify and WooCommerce. CoinPayments also features a custodial wallet and built-in fiat conversion, enabling multi-currency payments with minimal setup. Founded in 2013, it focuses on simplicity, speed, and merchant onboarding.

Feature-by-Feature Comparison

When choosing the best platform, businesses should consider core features that directly impact operations — from wallets and integrations to custody models, yield tools, and scalability. Below is a detailed comparison of EMCD and CoinPayments:

Both platforms offer distinct advantages. EMCD is built for long-term value through programmable infrastructure, while CoinPayments serves as a fast, merchant-ready checkout solution.

Supported Coins and Tokens: What EMCD and CoinPayments Offer

When it comes to supported coins, both platforms provide broad cryptocurrency coverage, but with different priorities. EMCD supports 23+ major assets including Bitcoin, USDT, and other high-liquidity tokens commonly used in mining and payments. CoinPayments supports over 1 000 cryptocurrencies, including niche and emerging tokens — ideal for businesses that want broad altcoin acceptance. Businesses should evaluate token lists based on use case, liquidity, and customer demand — not just total volume.

Which Platform Offers Better Crypto Pricing and Lower Fees?

EMCD offers 0% commission on P2P trades and flexible yield terms via Coinhold, with returns of up to 14% APY — particularly attractive for businesses with high-volume activity or idle capital. CoinPayments charges up to 1% per transaction, depending on the merchant tier and integration path. Fees may vary based on geography and network load. While both are transparent in pricing, EMCD provides more flexibility and optimized cost structures for crypto-native companies.

Integration and API: Which Gateway Is Easier to Build With?

EMCD provides white-label APIs for developers looking to integrate crypto payments, wallets, rewards, and staking into their products. These tools are designed for deeper back-end integration and scalable infrastructure. CoinPayments, meanwhile, is optimized for no-code users and offers fast plugin access for Shopify, WooCommerce, and other platforms. EMCD is the better choice for custom platforms, while CoinPayments fits smaller merchants launching quickly.

Wallet and Custody: Which Option Gives You More Control?

EMCD uses a non-custodial wallet structure, offering full control over digital assets. This is a key benefit for institutions that prioritize compliance, treasury management, or infrastructure control. CoinPayments uses a custodial model, which is more convenient but introduces third-party dependencies and regulatory considerations. If custody independence is a business requirement, EMCD is the preferred model.

Security and Compliance: Which Platform Is More Trustworthy?

Both platforms offer high security standards, including AML/KYC procedures, two-factor authentication, and uptime monitoring. EMCD complements this with regular audits, internal risk controls, and a proven track record of zero platform breaches. With a 4.9★ Trustpilot rating, it’s also backed by strong community and B2B feedback. CoinPayments complies with regulatory guidelines and provides adequate protection, but its custodial nature means additional exposure in regulated jurisdictions.

Payment Speed: Instant Swaps or Delayed Settlements?

EMCD provides near-instant payments and swaps via its internal P2P engine, with no wait times for liquidity. This benefits platforms handling frequent transactions or operating on tight payout cycles. CoinPayments offers wide fiat coverage, but settlement speeds can vary — especially for long-tail tokens or under high network congestion. Speed-sensitive use cases (e.g., gaming payouts, liquidity routing) are better suited to EMCD.

User Experience: Which Dashboard Works Better for Your Business?

EMCD’s unified business dashboard supports crypto operations at scale. Users can track Coinhold earnings, wallet activity, referral performance, and mining rewards all in one place. It’s tailored for teams managing diverse revenue streams. CoinPayments’ UI is simpler and streamlined for small merchants. The best choice depends on whether your business needs visibility across crypto systems or a straightforward merchant portal.

Support and Reviews: Which Platform Is More Trusted by Users?

EMCD maintains a 4.9★ Trustpilot score and provides onboarding support, API documentation, live chat, and Telegram-based community engagement. CoinPayments offers a help center, guides, and ticket-based support. While both are responsive, EMCD receives stronger long-term feedback from developers, miners, and crypto businesses for depth and consistency.

Which Business Types Are These Crypto Payment Solutions Best For?

EMCD is best suited for:

• Fintech apps that need programmable yield and wallet features
• Mining companies and liquidity networks managing revenue streams
• Web3 projects requiring on-chain integrations and infrastructure

CoinPayments is better for:

• E-commerce sites that want plug-and-play crypto checkout
• Small online stores accepting Bitcoin and altcoins
• Merchants looking for fast crypto-to-fiat conversions

Strengths and Limitations: Which Platform Fits Your Needs?

This crypto comparison outlines the core trade-offs:

EMCD

Pros:

• Full-stack infrastructure for crypto payments, mining, and yield tools
• Non-custodial wallet and up to 14% APY via Coinhold

Cons:

• Smaller number of supported coins
• May require more technical setup for external e-commerce platforms compared to ready-made plugins like Shopify/WooCommerce

CoinPayments

Pros:

• Supports 1 000+ cryptocurrencies, including niche tokens
• Easy integration with Shopify and WooCommerce

Cons:

• Custodial-only wallet model
• No native earning tools or liquidity products

Choosing Between EMCD and CoinPayments: What’s Best for Your Business?

The decision depends on your growth model. If you need programmable infrastructure, yield tools, and full asset control, EMCD offers a deeper and more flexible platform. If you need a simple, fast crypto checkout solution with broad token support, CoinPayments can deliver. For product-led startups, DeFi platforms, and miners — EMCD is likely the better long-term fit. For retail sellers and small merchants — CoinPayments may be the more practical entry point.

FAQ

What’s the main difference between EMCD and CoinPayments?

EMCD is a full-stack crypto infrastructure platform with yield tools, mining, and non-custodial wallets. CoinPayments is a merchant-focused gateway designed for quick crypto checkout integrations.

Which platform offers more supported coins and tokens?

CoinPayments supports over 1 000 cryptocurrencies, including altcoins. EMCD focuses on 23+ major, high-liquidity tokens used in mining and payments.

How do their transaction fees compare for merchants?

EMCD offers 0% commission on P2P trades and flexible Coinhold options. CoinPayments charges up to 1% per transaction, depending on usage.

Which is easier to integrate for online stores or platforms?

CoinPayments is easier for plug-and-play use on Shopify or WooCommerce. EMCD offers more control and customization through APIs for complex integrations.

Are EMCD and CoinPayments both secure and compliant?

Yes, both platforms support 2FA, KYC/AML readiness, and monitoring. EMCD also undergoes internal audits and maintains a 4.9★ Trustpilot rating.

Which is better for high-volume or international transactions?

EMCD’s instant P2P payments and infrastructure tools suit high-volume operations. CoinPayments may be more practical for smaller, retail-facing businesses.

Ready to Choose Smarter?

If your business needs more than just payment processing — if you’re looking to earn, scale, and integrate crypto at the infrastructure level — EMCD is ready to grow with you.

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